Wonder what you would find if you frisked President Obama’s health-care reform bill (aka. Obama-Care)?
Answer: It might end student health-care insurance at universities and colleges!
Colleges and universities say that some rules in the new health law could keep them from offering low-cost, limited-benefit student insurance policies, and they’re seeking federal authority to continue offering them.
Their request drew immediate fire from critics, however, who say that student health plans should be held to the same standards that other insurance is.
Among other things, the colleges want clarification that they won’t have to offer the policies to non-students.
Without a number of changes, it may be impossible to continue to offer student health plans, says a letter that the American Council on Education sent Aug. 12 to Health and Human Services Secretary Kathleen Sebelius, signed by 12 other trade associations that represent colleges.
Additionally, the colleges say that some provisions of the law don’t apply to their policies, including those that require insurers to spend at least 80 percent of their revenue on medical care and that bar them from setting annual coverage caps.
Ed Morrissey – from Hot Air – sums this up nice for us:
In ObamaCare, policies can no longer be tailored to clientele, nor can consumers make choices that best fit their lives. All policies must look mainly alike, thanks to the top-down command “reforms” in ObamaCare, which mandate coverages regardless of risk or need. Needless to say, a comprehensive policy designed to cover Americans in their 50s would be vastly unnecessary for almost everyone who attends college in their youth, and vastly more expensive than they can afford.
Thus, universities and colleges have a conundrum. They can either offer policies that are so expensive that only a few can afford to buy them, which creates all sorts of problems in managing a risk pool, or they can simply get out of the health-insurance business altogether.
Hmm, I wonder which decision they would pick if they were forced to choose? Personally, I think it’s a no brainer. Unfortunately, the Obama-Zombie (students) demographic didn’t bother to indulge themselves in some old-fashion common sense before they headed to the polls back in November of 2008.
My generation can be extremely frustrating at times, because we will be paying for their ignorance for years to come.